HOWEVER IT’S DONE, YOU WILL WANT YOUR MONEY TO WORK HARD FOR YOU. WE OFFER DIFFERENT SERVICES TO ALLOW YOU THE DEGREE OF INVOVLMENT YOU WISH. HANDS ON, OR HANDS OFF FOR THAT MATTER TOO.
(Not currently available in all jurisdictions)
TAILORED INVESTMENT SOLUTIONS
Important decisions need expert advice. We’re financial freedom fighters
DIY INVESTING | INVESTMENT ADVISORY | PROFESSIONALLY MANAGED PORTFOLIOS |
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It's rightly so that investment profiling should target understanding your financial personality - your risk tolerance comfort level for example.
However, we think we can go further by matching either a goal or a personality to a style of investing too, and that's why we offer a breadth of investing approaches and portfolio constructions
The Symphony portfolio service employs an asset allocation approach that tries to identify where we are in the business cycle,
before determining the appropriate asset mix of traditional assets – stock markets, bonds and property.
It will use a combination of third party funds, managed by best of breed managers and exchange traded funds where appropriate.
Symphony bespoke portfolios are tailored to your specific individual circumstances.
SERVICE NAME:
Symphony Bespoke Portfolio Service
SUITABLE FOR:
Portfolios from 750,000 GBP plus
APPROACH:
Risk targeted portfolios, diversified across global equity and bond markets.
Strategic asset allocation driven by where we sit in the business cycle
The Symphony portfolio service employs an asset allocation approach that tries to identify where we are in the business cycle, before determining the appropriate asset mix of traditional assets – stock markets, bonds and property. It will use a combination of third party funds, managed by best of breed managers and exchange traded funds where appropriate. Symphony bespoke portfolios are managed to a given risk tolerance and profile.
SERVICE NAME:
Symphony Portfolios
SUITABLE FOR:
Portfolios from 50,000 GBP plus
APPROACH:
Risk targeted portfolios, diversified across
global equity and bond markets.
Strategic asset allocation driven by where
we sit in the business cycle.
RISK PROFILES:
FinaMatrica
- Symphony II / 25-40
- Symphony III / 41-49
- Symphony IV / 50-61
- Symphony V / 62-74
- Symphony VI / 75-83
- Symphony VII / 84-100
RISK PROFILES:
DYNAMIC PLANNER
- Symphony II / 2
- Symphony III / 3
- Symphony IV / 4
- Symphony V / 5
- Symphony VI / 6
- Symphony VII / 7
(NOT CURRENTLY AVAILABLE IN ALL JURISDICTIONS)
Parala’s approach to asset allocation uses a proprietary academic approach, developed by asset allocation experts of global standing. The Parala engine uses a sophisticated macro economic model, suing the latest data to predict the best performing asset classes for the near future, creating a ‘heat map’ of investments on a forwards looking basis. Asset allocations are implemented using Exchanged Traded Funds, and are rebalanced monthly using the latest data – it is a hybrid approach benefitting from the advantage of being both actively managed, but passively implemented.
SERVICE NAME:
Parala Macro Multi-Asset
SUITABLE FOR:
Portfolios from 1,000 to 200,000 GBP plus
APPROACH:
A suite of risk targeted multi asset funds, diversified across
nearly 25 across classes, using Exchange Traded Funds.
Asset allocation rebalanced monthly, using
the academically developed Parala ‘engine’.
BENCHMARK:
IMA Mixed Asset Indices
RISK PROFILES:
Cautious Income
Balanced
Dynamic Growth
(NOT CURRENTLY AVAILABLE IN ALL JURISDICTIONS)
An approach to investing that has a different benchmark – cash – rather than judging performance against a stockmarket. It allows for a wider variety in the asset mix, and will make use of more hedging techniques. Built exclusively using in house managed funds, the portfolios seeks to smooth out some of the volatility associated with traditional portfolios.
SERVICE NAME:
All Terrain Portfolio Strategies
SUITABLE FOR:
Portfolios from 20,000 to 1,000,000 GBP plus
APPROACH:
A suite of risk targeted portfolio strategies, invested using
the ARIA suite of absolute return funds. Each risk profile has a different cash plus performance benchmark and the approach seeks to minimise stock market downside, generally smoothing out returns.
BENCHMARK:
Bank deposits + percentage
RISK PROFILES:
Income
Higher Income
Cautious
Conservative
Balanced
Progressive
Adventurous
(NOT CURRENTLY AVAILABLE IN ALL JURISDICTIONS)
A purely passive approach to investing. A suite of risk mapped, multi-asset portfolios which bring diversified exposure in a cost effective manner, exclusively using low cost Exchange Traded Funds (ETFs). The models are rebalanced annually, but asset allocations are not actively managed in between times.
SERVICE NAME:
Equilibrium Portfolios
SUITABLE FOR:
Portfolios from 25,000 GBP plus
APPROACH:
A suite of risk targeted portfolio strategies, using strategic asset
allocation across a number of asset classes. Portfolios are not actively managed, but rebalanced annually, performing in line with markets globally.
BENCHMARK:
APCIMS
RISK PROFILES:
Cautious
Conservative
Balanced
Progressive
Adventurous
(NOT CURRENTLY AVAILABLE IN ALL JURISDICTIONS)
Portfolios comprised of individual equities, based on either US, European or UK companies. The approach targets higher yielding shares of blue chip companies, that would appear to be good value compared to their historical valuations or the broader markets. Companies are selected by our professional Fund Managers.
SERVICE NAME:
Individual equity Portfolios
SUITABLE FOR:
Portfolios from 250,000 GBP (or CCY equivalent)
APPROACH:
Three portfolios offering exposure to either the UK, US or European markets.
Shares are selected on the basis of having a higher than average
dividend yield and considered ‘undervalued’ according to a range of metrics.
Portfolios are managed our professional Fund Managers.
BENCHMARK:
FTSE 100, Eurostoxx 50 and S&P 500
RISK PROFILES:
Progressive
Adventurous
You’re always welcome.